Direct payment to the developer or seller
In many countries, property payments are made directly to the developer or property owner—without intermediaries or agents acting as payment recipients. This is an important indicator of transparency.
The most common method is via international bank transfer (SWIFT), with full payment details including the property reference and contract number. These transfers are monitored by banks, go through compliance checks, and are recorded in the system — ensuring your interests are protected in case of disputes.
If you are working with a trusted broker, they will help you:

• Set up the transfer correctly
• Choose the best currency
• Avoid double conversion
• Ensure the full amount reaches the recipient on time

You can pay with cryptocurrency
In recent years, cryptocurrency has become a real payment option for property in several countries. More and more developers and agencies in the UAE, Thailand, Turkey, and Cyprus now accept payments in USDT, Bitcoin, Ethereum, and other popular tokens.
This is especially convenient for investors who hold digital assets and want to use them efficiently, without converting to fiat and losing on exchange fees.
How it works:

• The developer or agency provides a crypto wallet address
• You send the payment directly or via a licensed crypto exchange
• Once confirmed, the property contract is signed in the local currency (according to national regulations)

❗Note: It’s recommended to work with a broker or legal advisor for such transactions — to lock in the exchange rate, avoid tax issues, and ensure the legal integrity of the payment.
Keep in mind: not all countries officially recognize cryptocurrency as legal tender — but where it is accepted, this method offers speed, flexibility, and simplicity.

Not all countries require proof of funds
Unlike most European countries that require a large document package (bank statements, tax returns, income confirmation), some destinations offer simplified and investor-friendly conditions.
For example, in Turkey, Cyprus, the UAE, Egypt, and parts of Asia, property purchases are possible without proving the origin of funds. You can simply make a payment from your personal account — no detailed explanations are required.
This is especially relevant for investors from countries with currency controls, as well as for entrepreneurs, freelancers, or crypto holders. This approach significantly simplifies the deal, reduces processing time, and eliminates unnecessary bureaucracy.

Transaction transparency and safety
Simplicity doesn’t mean lack of protection.
In countries like Spain, Germany, and Portugal, an escrow system is used — your funds are temporarily held by a trusted third party (notary, bank, or licensed operator) and released to the seller only after all documents are signed.
When buying off-plan properties, a staged payment structure is often offered. You pay in several installments tied to key phases of construction (foundation, structure, interior finish, etc.).
These tools give you double security:
– The deal is conducted legally;
– Your funds are protected from misuse.

Installment plans and mortgages for foreign buyers
Many people believe that financing options abroad are only available to residents — but that’s a myth. In reality, more and more countries and developers now offer financial tools for foreign investors.
Installment plans from developersThis is one of the most popular options.
When buying off-plan (especially in Turkey, Northern Cyprus, Thailand, or the UAE), you can pay a 20–40% down payment, and the rest in interest-free installments until completion — no income documents required.
Benefits:

• Start investing with less capital
• Avoid freezing large sums at once
• Secure a liquid asset in a growing area

Mortgages for non-residents
In countries like Spain, Portugal, France, and the UAE, non-residents can qualify for mortgages from local banks.
Typical terms:

• Interest rates from 3–5% annually
• Loan terms up to 15–20 years
• Down payment from 30–50%
• Some banks don’t require official residency — only proof of income and clean financial history

Installments and mortgages make foreign property investment accessible, even for those who can’t pay the full amount upfront.
This is especially useful if you want to optimize cash flow, invest in multiple properties, or diversify your portfolio.

How to choose a payment method?

• Define your budget (full payment or installment plan)
• Check the country’s legal requirements (proof of funds, documents)
• Compare banking fees and crypto exchange rates

💡 Tip: For large transactions, use an escrow account or letter of credit for additional protection.

Conclusion
Paying for real estate abroad is not difficult or risky — if you work with trusted agents and developers.
Plus, you can choose the format that suits you: crypto, international transfer, or simplified local options.
Want to know how to complete a transaction from your country — without flights or visas?